Simplify your divorce – improve your life!

Necessary Preparations

When I first met “Rayna” she was scared to ask her husband for a divorce. He pays all the bills, he knows how to fix everything in the house. He doesn’t like surprises.

They had discussed divorce from time to time over the years, and he had made it clear that he was worried for her and the children. He had explained that he would be so “heartbroken” if they ever got a divorce that he would have to stop working. His anxiety at being single would outweigh his ability to make a living. Then he would not be able to pay for her car, there would be no money for food, phones, or college tuition. She and the kids would be homeless and penniless. No, he had advised her, divorce was definitely not a smart option. Better to stay married and just live by his rules.

But as the years went by, the marriage became more difficult for Rayna. She and the kids would try to do everything exactly as her husband demanded, but they were human and would make mistakes.  If the house wasn’t cleaned right, or grades were not high enough, or clothing was in any way viewed as inappropriate the repercussions were too severe.

Fighting, yelling, hitting, broken promises, and constant threats because more and more prevalent. Rayna and the kids had to go stay with her sister to get away from the worst of the tirades.

We decided that Rayna needed to start making a little space for herself. She started working increased hours at her part time job, and saving more of her money. She opened her own bank account without telling her husband. She took out a credit card in her own name.  She surrounded herself with people she trusted at work and in her life.  So that when the time eventually came that she could take no more, she was ready.

She called and asked me to file divorce papers.  I knew that the mud was about to hit the fan, and asked if she was ready.

“Today I am a much stronger person than I was a year ago.”  That’s what she told me.  It was music to my ears.

After we filed for divorce, her husband pulled all of the nasty tricks he had threatened.  Rayna stopped for gas on her way home from work one day and used the same gas card she had always used.  It had been cut off.  She paid with cash from her wallet.   When she asked her husband what happened, he got angry with her; so she stopped asking.

A week later, she took her son to a large box store to buy back to school items with the usual credit card. Now, this card was cut off.  Again, Rayna reached into her own wallet, pulled out her own credit card and completed the transaction without him.

When the husband’s attempts to make her stop the divorce failed, he started getting angrier. One night he got so bad that she tried to call the police, but he broke every phone in the house.  She calmed him down by saying there would be no divorce.

“We just have to live through this night, and in the morning things will be different,” she told her frightened teenage daughter.  The next morning they each packed a bag and went to stay with friends.   They lived on couches for two weeks until she found an apartment that she could afford to rent on her own.  She found the place through a friend at work; the landlord was able to give her a break on the rent; and she does not have to love with her husband any more.

One day at work, she received a call from the dealership where they had leased their vehicles.   The lease on her car was in the husband’s name and he had canceled the lease, the registration and the insurance.  They were on the way over to pick up the car form her place of work.  She was sure she would have to walk home.  But, again, a friend gave her a ride, a less expensive lease was available, and she was able to get to work again the next morning uninterrupted.

This divorce is not complete, and he will be found in contempt for the rules he broke by cutting her off like that.  The money she has had to pay form her own pocket will likely be reimbursed to her when the sell the marital residence; and the whole thing should eventually balance out through the court system.  But, Rayna does not have to wait for the wheels of justice to turn slowly in her favor.  She made them turn by her own strength.

She got good advice a year before she filed for divorce; she followed that advice, and bided her time.  So that when she was ready to leave; she was really ready to leave.  Now, thankfully for Rayne and for her kids, there is no looking back and there is no control that her husband can exert over her.

What we Love: “Today I am a much stronger person than I was a year ago.”    And a year from now she’ll be able to say it again.

Q:        My friend has a timeshare with her husband 14 days every 2 years. They are filing for a divorce. They’ve separated and he lives with his new girl in a different state now. My friend made reservations for 6 days at their timeshare and asked me & my man if we would like to go with her. Between the 3 of us we agreed that since she has the timeshare that we will pay for the rental car, food, & round trip airline tickets. It’s all set and we’ve taken off work for the vacation and everything.  When her husband heard we were going to use the timeshare with his wife he flipped. Now he is harassing his wife almost every day by email. He says he will cancel our reservations unless we pay the going rate to rent this timeshare for 6 days.  But his wife is the one that invited us as guests.
My concern is can he do this? What are her legal rights as 1/2 Owner of Timeshare? Can she go to jail for doing this? I’m sorry but I didn’t see any wrong doing here. We thought we were doing the right thing by purchasing everything else to help out and this way we all can have a nice vacation. Well not if husband has any say so in this?  Help PLEASE

Signed,

Ready to hit the Beach!

Dear Ready,

Until the court officially divides the property of the parties, it is still owned jointly by both of them. The problem is that your friend acted without the permission of the co-owner of the timeshare (who happens to be her husband) and without a court order.  If anyone owes you the time or money back, unfortunately it is probably your friend and not her husband.

That said, the husband could be nice about it, or could be a jerk about it. I am sorry for you and for your friend that he is not choosing to be nice about the timeshare.  I suspect it will be one of many petty disputes between the two of them.  My best suggestion to you personally is to stay as far out of it as possible.

If you all have time and money set aside for a vacation, take it anyway – just don’t go to the disputed timeshare!  There are websites where people let you rent out their timeshares for below cost.  Do a little more research and you will all still get to have a fun vacation together, leaving the angry ex behind!

What We Love:          As bad as this woman’s situation might be, she is lucky enough to have friends who want to go on vacation with her.   Divorce can be hard; a relaxing trip with good friends is always a great idea!

“When you meet my husband, you won’t believe the things I have told you about him.”  At my law firm, we hear this so frequently from women in emotionally abusive relationships.  They tell us that their husbands belittle, demean, threaten, and frighten them, and yet, to the outside world, the men are charming, funny, considerate and sweet.

With apologies to the men I have not yet met, I must add a disclaimer here.  I have never met a man who meets the description I attribute to the wives in this piece.

The women feel as if their friends and family will take the husband’s side in any factual dispute, since they see their husbands making the other wives laugh and blush.  They see their husbands glad-handing and back-slapping with the other men.  They see the man they fell in love with, when they are out in public.  And they think that everyone else is just as duped by the external façade as they were.

Truthfully, a lot of us are duped by their husbands’ façades.  We do not know what goes on behind the closed doors of someone else’s marriage.  If a couple seems happy together, we presume that they are happy.

The wife in these situations must feel especially confused and betrayed.  When she is out with her husband in a group, she sees the man she loves.  Frequently, that man can last for weeks, months or years.  The wife might even begin to doubt her own senses, and think that maybe he is not as bad as she feared.   But, then, something happens, a trigger is secretly thrown and the controlling, anger, vicious comments, or subtle put-downs begin again.  And, she is alone again.  How can she expect anyone to understand or believe her when they were out for dinner just last week, and she was laughing and dancing and hugging her husband?

So, eventually, she makes her way to my office.  She is frequently a woman whose confidence is substantially lower than her station, accomplishments or looks would warrant.  She clearly feels badly about herself and does not quite understand why that would be, or how she got that way.  She is a woman who doubts her own judgment and is afraid of what her husband will say or do when he finds out that she wants a divorce.

And then she will tell us how she lives within her marriage, the abuses, the angry words, and the accusations she has sustained.  Often, she will not have any friends of her own, because the husband disapproved of them, one by one.  She might not be wearing clothes she would have chosen for herself, but instead dress the way her husband prefers.  Frequently, she will not know the family’s true financial picture because the husband has either been the only who worked, or the only one who controlled the bills and income.

And then she will say, “When you meet my husband, you won’t believe the things I have told you about him.”

But, sadly, we do.  Here is what I have come to understand.  Nice, normal guys don’t have to pretend to be charming.  They are not in it to trick anyone.  So, they can be a little gruff, a little rough around the edges.  The controlling, creepy, abusive ones, however, can never afford to just be themselves in public. They would quickly find themselves exceedingly alone, with no one to order around.  What’s the fun of being a controlling borderline personality all by yourself? In order to lure people into their world these are sometimes the very people who have the most highly developed sense of social ability – because they are the ones with the most to lose.

So, I tell my women clients to rest easy. Not only will their family and their true friends believe them; but the attorneys and – more importantly – the Judges have all seen this before.  And they will know who to believe, despite any false impressions.

WHAT WE LOVE:  Once a wife decides to see her husband for who he truly is, she empowers herself.  The rest of the world will very shortly see him for who he is as well.

Divorce is Pretty Popular?

Does this happen to you, too?  People talk to me about their divorces all the time. I don’t just mean my clients. I mean the lady next to me waiting for our dry cleaning, my eye doctor, a mom whose son plays baseball with my son, the cop directing traffic at the corner, the woman getting her hair cut in the next chair over from me.  I mean all the time.

Sometimes I think it is because of what I do for a living.   You know, the fact that I’m a lawyer.  But the lady at the dry cleaner does not know that.  I do not wear a divorce lawyer name tag or uniform.  (Although that does remind me of this joke: what’s black and brown and looks good on a lady lawyer?  A doberman.)

I think the level of detail might increase once they find out I am an attorney.  Maybe it is because they assume I will be more interested.  Or maybe I just start asking more questions because I am, in fact, interested in people and their relationships, and – let’s face it – their divorces.  I am always looking for the good divorce story; for the people who can teach me something about how they handled a difficult or challenging situation and made it better; so I can pass the wisdom along to my clients.

I am recently starting to see a pattern develop in the realm of who says what about their own divorce.  I think that part of the reason why divorce gets such a bad reputation is because the people with the most to say about it are the people who narrowly survived a hideous episode and are still traumatized by it.  The people with calm, healthy divorces have very little that they need to say.  I think it makes sense, in a way.

Here are two recent contrasting examples.  A lady at a little league game and I are watching our sons play ball.  She asks, “did you see Tuesday’s game?”  I answer, “No. I was working. I heard we won.  Did you see it?”

She says, “No.  I wanted to come and promised my son I would be here.  But his father decided that he was coming instead, and I am not showing up here and running into to him ever again.  Last time he brought his new wife. I don’t even understand why she wants to come, this is not her son.  This is my son.  So, now, I have to go back to court for contempt because I wouldn’t let him go home with them at the end of that game, and then he said fine, I just won’t pay you until I can see the kids and I said, you have to pay me, so I called my lawyer, and my lawyer said that he has to pay me no matter what.  Now he has to pay me back alimony and if the judge says it is contempt then he has to pay for my lawyer’s fees, too.  So how am I supposed to risk going to one of his games and then she might show up and then all of us are in contempt again and paying each others’ lawyers.  So I told him he can’t come to two games in the same week, no matter what. He came Tuesday and I’m here today and so help me, he better not have the nerve to show up.  Do you know what the score was?”

I could have mentioned what I do for work; but I decided to let it go.  It seems to me she already has way more attorney involvement in her life than anyone should, why add my name to her mix?

Then, there are the people like my my eye doctor.  He has met my kids, and says something that indicates he has kids, too.  We chat about that for a few minutes, and I ask where they live, or something.  “With their mom,” he says, and goes back to his business.  That is clearly all he plans to say on the topic.  And, if I were a normal person with no divorce fixation I might have left it at that.  But, of course, here I am in my Doberman coat, asking for the gory details.  “How long ago were you divorced? How old were the kids? How often do you see them?” Etc.

And, just as you may have surmised, his was a clean and amicable divorce.  They are still friendly with each other, 8 years post dissolution.  In fact, he and his ex had dinner together with the kids two weeks ago when the dad brought the kids back from a summer vacation.  Nothing was angry or nasty then, or since.  So, in his mind, there wasn’t much to say about it.  A short and unfortunate incident that happened almost a decade ago. Nothing more, nothing less.

But, not to me. To me, that is the crux of it – the people who were not crippled by their divorces stand happily and quietly off to the side as the parade of mangled zombies proclaim the hideous aftermath of their terrible divorces.  I am not suggesting that the people whose lives were irreparably damaged by unhealthy marriages and diseased divorces need to be quiet about it.  Not at all.  I know they need to process what has happened to them and they have every right to do so.  My qualm, if I have one at all, is with the secretive success stories.

There are men and women who live in our midst – use our hairdresser and dry cleaners and ball parks with us – who know that they got out of their marriages in calm and humane ways and have lived to tell the tale.  I say, let them tell those tales.  The stories of divorce which end with “happily ever after” need to take their places in the parade, as well.

WHAT WE LOVE:  Guilty secret: I actually love lawyer jokes and challenge any one to tell me one I have not already heard.

Thankfully, Plan C

Her beautiful blue eyes fill up slowly, from the bottom to the top. Then the tears spill over and she starts listing for me all of the clues she has ignored for the past several months.  My heart just breaks for her as she unspools, in the clarity of hindsight, all of the unbidden questions (Where is he? Why did he say that? Who is he with now?) that she had dismissed in favor of trusting her husband.

Of course, it is not always wives who sit in my office, shell shocked, confused, equal parts angry and sad, describing the slow and tortuous trail that led them to the ultimate discovery of betrayal by their spouse.

The husbands come in, too.  Just as surprised and embarrassed.  Ashamed that they did not catch on sooner. Furious at being fooled by someone they trusted.  Man or woman, they are almost always plotting two simultaneous yet mutually exclusive outcomes.  In one, the affair becomes the couple’s wake-up call.  Their reminder that this relationship, this marriage, matters to both of them and only they can save it.  In this reality, we’ll call it ‘Plan A,’ the parties take stock of the small slights and errors that snowballed into this moment, and start themselves in a different direction on a fresh path.

Years from now the ‘Plan A’ couple will look back at this moment and smile fondly at how silly they had been “before” and how happy they made themselves and, more importantly, each other “after.”

Then there is the alternate universe of ‘Plan B’ in which the adulterous spouse is publicly eviscerated and left in the center of town for crows and stray dogs to peck out their eyes and chew on their entrails.

Sadly, as an attorney I can provide my clients with neither outcome.  I have known couples in both categories, so I know that the ‘Plan A’ outcome is possible and the ‘Plan B’ outcome while it might be possible is currently illegal in this country.

We all know couples who have survived the affair (or affairs) and made their own partnership stronger as a response.  Couples who can put their anger, hurt feelings, and distrust aside thoroughly enough to address and resolve the core problems which brought them there in the first place.  Granted, these are rare couples, but they do exist and claim to have benefited from the experience.  They have worked hard, together and separately, on problems and behaviors that likely date back to each party’s childhood.

They have taken on a huge challenge, trusted someone they do not feel safe trusting, and engaged in an exhausting process to get the results they want.

More common are the couples for whom an affair is the final straw on an already dysfunctional camel’s back.  These couples have a steep uphill climb ahead of them, too.  They will not be working on their own problems, they will be fighting against their spouse’s issues. They will have no partner to help them through the work, only an adversary. They will accept as little of the blame as possible and look to place the lion’s share on anyone but themselves.

Sentences like, “I would not have cheated if I felt appreciated at home;” and “we have been living like roommates for years” will bounce off of each other in courthouse hallways across the country.

Thankfully, there is a third course, ‘Plan C.’  Once the initial hurt and anger have subsided, this is where we acknowledge that both parties brought the entire mess to where it is.  Maybe the affair is what the parties needed in order to finally put a suffering relationship out of its misery.  This is trickier work in some ways – it is designed to help the parties grow and mature without the goal of fixing their marriage.

Transition focused marriage and family therapists, attorneys trained in collaborative or cooperative divorce, and neutral social workers can help divorcing parties use this time as an opportunity to become stronger and healthier individuals. It might not be a time to save a marriage or destroy a human being.  It might just be a chance to move up and move on.

What We Love:  There are the obvious ways of responding to crises, and they might be the right course for you.  But, if not – until you find the way that feels right, keep looking.

Divorce Equals Division

Did you ever notice how the words “Divorce” and “divide” both start with the same three letters, the same root?  Divorce can be seen as a time to “divvy-up” assets, debts, photo albums, relatives, and even friends.  You can almost picture a black jack dealer with a green eye-shade laying the “alternate weekends” card in front of dad, and the “pool club membership” in front of mom.

That’s really not the tricky part.  Taking what you want, or need, and leaving the rest where it is – well, that’s something most of us learned (or should have learned) in kindergarten.  If two adults can’t do the dividing themselves, the judge will step in and divide it up for them.  Usually it is just a matter of simple math.  The house has $300,000 in equity. If we sell it, each party can have $150,000 to go buy a condo and start again.  Easy math. Predictable outcome.

But, what if the house is worth more to the parties than the $300,000 in equity? What if giving up my right to $150,000 is nothing compared to my need to stay next door to my neighbors who have protected me during this awful ten year marriage, for example?  How would you go about quantifying that for a judge?

Or, what if there are two drivers and three vehicles? What if one is the jalopy we keep in the garage in the hopes that enough tinkering will someday bring it back to life as a classic?  It might only be worth $75 to a judge’s balance sheet; but it might be worth thousands to the people who saw it as an investment in their someday retirement.  While a judge could arbitrarily assign it to one party or the other, allocating a $75 dollar offset somewhere else; the owners might want to see it through to completion before relegating it to a junk heap.

The division of divorce is simplistic. It is the multiplication which can be elegant, and beautiful.  Instead of seeing each asset and person as a dividend to be chopped into smaller equal shares; consider looking at them as opportunities to multiply.

Here are some quick examples.  Two parents have a marital residence and a time share vacation home.  Even if they decide to sell the marital residence, they don’t have to give up the vacation time share.  It might be transferred to the children.  In the case of minor children, the transfer would be in name only. In the case of adult children it could be an acceptable conveyance by the terms of the management company. The children get a week at the time share and mom visits them there for the first half of the week and dad shows up for the second half. The kids go from vacations with two unhappy parents; to separate vacations with one happier parent. A larger, not smaller, outcome.

People who are worried that the friends will choose one spouse or the other can use the same multiplier logic by demonstrating in advance that they will be comfortable in each other’s presence.  No one needs to choose sides. No one has to pick which spouse to invite to a dinner party, if the dinner party will go just as smoothly with both people there.  Even better, showing that you will accept each other’s new boyfriend, girlfriend, husband, wife, will go a lot further towards helping your friends keep all of their invitations wide open.  Now you have gone from keeping half of your friends, to keeping all of your friends, and the new people as they come into your lives. Multiplied.

The family boat does not have to be sold if the parties can agree to sharing the use and costs of maintaining it. In fact, not only do you get to keep using your boat (on alternate weekends, maybe) but now you are only responsible for one-half of the upkeep.  So, you have multiplied the part that you like, while dividing the burden.  A better outcome, all around.

Of course, no judge would order a couple to share custody of a boat. That can only come from people who are willing and able to work together.  Trained mediators, professionals who practice collaborative divorce, and even marriage therapists can sometimes help identify opportunities to multiply instead of divide.

WHAT WE LOVE: There is almost always another way of seeing what is directly in front of you.  You just have to be willing to look for it.

 

 

I have clients who are in a hurry to finalize their divorce agreement, even though the date of their hearing is months away.  I also have clients who are avoiding me rather than have to commit anything to paper yet.  I have clients who want to know the details of the spouse’s financial picture before completing their own financial affidavit, and others who bring me everything I request promptly, clearly, and in a completely organized fashion,

 

 You might want to guess that the people who are most compliant are doing so because they are the ones with the most to gain financially. It might seem obvious that my stragglers, or my suspicious clients, are the ones who are likely to get raked by the end of this.

 

Ironically, if anything, it is usually the opposite case.  I have a man right now paying his wife about twice as much as he should be paying her while the divorce is pending. He does not want to be paying her anything, but when I ask him to sit down with me to sort out the financial picture he gets agitated and hangs up the phone.  Then he sends her another check, because he does not know what else to do.

 

A client’s level of cooperation is more typically a reflection of who they are than what they want.  People who have spent their lives balancing their check books, watching the interest rates on their credit cards, and checking their credit scores are people who want to know their financial picture.  It might be that they are going to be worse off at the end of the divorce than they are now, but if they can be told, for example, “you will be living on $500 a week  until you get a better job,” then they know how to start planning.  It might not be what they want to hear; but at least they know what they are up against.

 

It is similar to the feeling of relief when the doctor diagnoses your mysterious pain.  Once you find out that the sharp pain behind your eye is a sinus infection, you can stop worrying that it might be a brain tumor.

 

On the other hand, there are those who find a mysterious lump while taking a routine shower, and become too terrified to go to the doctor.  “What if it is cancer?” they ask, and decide they do not want to know.  They would rather live with a fear than risk learning the truth.  They can themselves that the fear is just hypochondria.  Once they have a diagnosis, though, that safety net disappears.  Too often we hear stories of people who ignored a lump – hoping it would go away, hoping they were just over-reacting – to their own detriment.

 

The ostriches of the legal world are not much different than the ostriches of the medical world.  My clients are afraid that once we all get a clear picture of their financial situation that things are going to get worse quickly.  Maybe they think of a divorce decree as similar to a terminal diagnosis.  Instead of fearing the sentence, “it is inoperable,” they fear the sentence, “all of your earnings, for the rest of your life.”

 

So, although an agreement might ultimately benefit the payor spouse, that is not who is always the most cooperative. And even if the ultimate agreement will set the payee spouse in a comfortable situation, that is not always the one in a hurry to settle. 

 

Who is most likely to get it done quickly and cleanly? The person who wants to finish the divorce and start a new life.

 

WHAT WE LOVE:   The diagnosis is usually much less severe than what your imagination creates.

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